[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.julienne.cz\/je-auto-na-splatky-vyhodne\/#Article","mainEntityOfPage":"https:\/\/www.julienne.cz\/je-auto-na-splatky-vyhodne\/","headline":"Je auto na spl\u00e1tky v\u00fdhodn\u00e9?","name":"Je auto na spl\u00e1tky v\u00fdhodn\u00e9?","description":"Pokud nem\u00e1te dostate\u010dn\u00fd finan\u010dn\u00ed obnos, abyste si po\u0159\u00eddili vlastn\u00ed auto, je na \u0159ad\u011b volit jin\u00fd krok. Jak\u00e9 jsou zde mo\u017enosti? Tak ur\u010dit\u011b p\u016fj\u010dka na auto.…","datePublished":"2026-01-03","dateModified":"2026-01-03","author":{"@type":"Person","@id":"https:\/\/www.julienne.cz\/author\/#Person","name":"julienne.cz","url":"https:\/\/www.julienne.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/eaa8d03c255e1a749937a03afe319562d500ac9ddac78a88a8e436c8d21c5e47?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/eaa8d03c255e1a749937a03afe319562d500ac9ddac78a88a8e436c8d21c5e47?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"julienne.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.julienne.cz\/wp-content\/uploads\/pexels-thunderbird-1842600_640.jpg","url":"https:\/\/www.julienne.cz\/wp-content\/uploads\/pexels-thunderbird-1842600_640.jpg","height":0,"width":0},"url":"https:\/\/www.julienne.cz\/je-auto-na-splatky-vyhodne\/","about":["Slu\u017eby"],"wordCount":438,"articleBody":"      Pokud nem\u00e1te dostate\u010dn\u00fd finan\u010dn\u00ed obnos, abyste si po\u0159\u00eddili vlastn\u00ed auto, je na \u0159ad\u011b volit jin\u00fd krok. Jak\u00e9 jsou zde mo\u017enosti? Tak ur\u010dit\u011b p\u016fj\u010dka na auto. Ne ka\u017ed\u00e9mu se ale chce volit tato mo\u017enost. Je to velk\u00fd z\u00e1vazek, ze kter\u00e9ho se ned\u00e1 ud\u011blat krok zp\u011bt. Dal\u0161\u00ed mo\u017enost\u00ed pak je m\u00edt auto na spl\u00e1tky. Jak to vlastn\u011b funguje? Poj\u010fme si toto t\u00e9ma p\u0159ibl\u00ed\u017eit. Velk\u00fdm trendem nyn\u00ed je m\u00edt auto na spl\u00e1tky od soukrom\u00e9 osoby. Sly\u0161eli jste u\u017e o t\u00e9to mo\u017en\u00e9 variant\u011b? J\u00e1 ano a hned V\u00e1m \u0159eknu v\u00edce. Je hodn\u011b d\u016fle\u017eit\u00e9 to cel\u00e9 zv\u00e1\u017eit a rozhodnout se, jestli pr\u00e1v\u011b tato varianta je pro V\u00e1s vhodn\u00e1 a v\u00fdhodn\u00e1. Je to takzvan\u00fd prodej na spl\u00e1tky mezi nepodnikateli.Tento n\u00e1kup m\u016f\u017ee b\u00fdt rizikov\u00fd, ale je z pr\u00e1vnick\u00e9 oblasti povolen\u00fd a mo\u017en\u00fd. T\u00edm p\u00e1dem nem\u00e1te \u017e\u00e1dnou z\u00e1ruku instituc\u00ed s licenc\u00ed za z\u00e1dy, tak\u017ee Vy mus\u00edte kl\u00e1st vysok\u00fd d\u016fraz na to, aby smlouva byla v naprost\u00e9m po\u0159\u00e1dku a v\u0161e \u0159\u00e1dn\u011b zkontrolovat p\u0159ed samotn\u00fdm podpisem. Jste v tomto sm\u011bru zb\u011bhl\u00fd a vyhovuje V\u00e1m to? Nebo m\u00e1te pobl\u00ed\u017e n\u011bkoho, kdo V\u00e1m s t\u00edm pom\u016f\u017ee a t\u00edm p\u00e1dem tato varianta pro V\u00e1s nese jen sam\u00e9 v\u00fdhody? V\u00fdborn\u011b, tak sm\u011ble do toho. Co se t\u00fd\u010de je\u0161t\u011b t\u011bch rizik, ohl\u00eddejte si hlavn\u011b skryt\u00e9 vady, kter\u00e9 auto m\u016f\u017ee m\u00edt. Z\u00e1ruka na n\u011b je na 12 m\u011bs\u00edc\u016f.Sjednejte si dobr\u00e9ho automechanika, kter\u00fd V\u00e1m auto dokonale prov\u011b\u0159\u00ed a pot\u00e9 V\u00e1m sd\u011bl\u00ed kompletn\u00ed v\u00fdsledech stavu vozu. A co vlastnictv\u00ed a p\u0159epis vozu? P\u0159i nastaven\u00ed spl\u00e1tkov\u00e9ho kalend\u00e1\u0159e je to slo\u017eit\u011bj\u0161\u00ed. Pokud na V\u00e1s auto nyn\u011bj\u0161\u00ed majitel p\u0159ep\u00ed\u0161e a\u017e po splacen\u00ed dan\u00e9 \u010d\u00e1stky, kterou budete m\u00edt uvedenou ve smlouv\u011b, budete jezdit ciz\u00edm vozem po celou tu dobu. Kdyby nap\u0159\u00edklad v tu dobu majitel vozu skon\u010dil v exeku\u010dn\u00edm \u0159\u00edzen\u00ed, auto V\u00e1m maj\u00ed pr\u00e1vo vz\u00edt, i kdy\u017e budete poctiv\u011b spl\u00e1cet. Domluvte se na pot\u0159ebn\u00fdch kroc\u00edch, abyste se zbavili hroz\u00edc\u00edch rizik. V\u0161e se d\u00e1 probrat a napsat smlouvu tak, aby spokojen\u00e9 byly ob\u011b strany. A pak u\u017e m\u016f\u017eete jen \u010derpat v\u00fdhody z dobr\u00e9ho obchodu.                                                                                                                                                                                                                                                                                                                                                                                          5\/5 - (1 vote)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Je auto na spl\u00e1tky v\u00fdhodn\u00e9?","item":"https:\/\/www.julienne.cz\/je-auto-na-splatky-vyhodne\/#breadcrumbitem"}]}]